More Than Finances

All about cryptocurrency, all the time.

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5 Reasons a Lender may Decline a Home Loan

Filling out and filing the necessary paperwork needed to get a mortgage for a new home is a daunting experience. More difficult still is getting a call from the bank or financial institution stating they have denied your request. Getting the news may be difficult, and the reason for their denying you may be unclear. […]

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Using a Credit Card for a Small Loan

If you are thinking about applying for a small loan, you might want to reconsider. Rates aren’t very competitive on small loans as there’s relatively little profit in them for the loan provider and you can end up paying more on an arranged, unsecured loan with your bank than you might just by spending the […]

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Take Control of Your Finances – Credit Cards

Credit cards are probably one of the most debated topics of the personal finance world, some people love them and swear by them, others simply loath them, but hate them or love them a large percentage of the general public use a credit card on a day to day basis. Using a credit card and […]

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Free Credit Score From Credit Karma

When you apply for a loan, such as a home mortgage, car loan, or even a credit card, lenders will look at your credit score. They do it to determine the level of risk that you present to them. The higher your score is, the lower the risk you’re considered. This will lead to favorable […]

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